Wednesday, December 8, 2021 Santa, Scrooge, and Christmas Spending Guide Magazine Christmas. It’s the most wonderful time of the year! It can also be the most expensive. You don’t have to be a Scrooge, but by setting—and sticking to—a budget and shopping wisely, you can have a great Christmas without experiencing the hangover of the January credit card bill. 5 Christmas Saving Tips 1. Write it down. Write down your plans—everything from events to meals to the people you plan to buy for. This way you can see everything that you need to spend money on. 2. Make a budget. And stay within it to avoid maxing out your credit card. 3. Make a list. And stick to it! Once you have your gifts, stop scrolling through Facebook Marketplace or Amazon. 4. Shop secondhand. Need a new outfit for a dinner or even toys for your kids? You’d be surprised what other people give away. 5. Shop local. Support small and local businesses and avoid the current supply chain circus. Looking for financial planning tools? Check out iAcquaint by logging in to myCLAC.ca and clicking My Health and Wellness and then Financial Wellness. You might be interested in Behind Every Smile 23 Jul 2026 #WomenWednesday - Shandora Threadgould 22 Jul 2026 The Power of Asking for Help 20 Jul 2026 How to Manage an Insecure Leader 16 Jul 2026